You can shave even more money off our low rates if you qualify for GEICO's discounts and special programs. Our dollar-off discounts reward good drivers, safe drivers, mature drivers, Military, and multi-car families, among others. You may even qualify for a discount just by belonging to a business or professional organization.
While not all of these discounts may be available in your state or in all cases, you probably qualify for one or more of these discounts.
You don't have to figure out which coverage the discounts apply to, or how much you can save. When you complete the free online rate quote form, the savings are calculated automatically. Or, call GEICO at 1-800-861-8380 and a Customer Service Representative will compute your discounts and savings. Find out how much more you can save.
You could qualify for a discount of up to 25 percent for driver-side air bags or 40 percent for full-front seat air bags. These discounts apply to the medical payments or personal injury portion of your premium.
Cars with a factory installed anti-lock braking system could earn you a discount of 5 percent on the collision portion of your premium.
Cars with a built-in anti-theft system could earn you a discount of up to 25 percent on the comprehensive portion of your premium.
If you are employed by, or retired from, GEICO, Berkshire Hathaway or any 80% or more owned subsidiary of Berkshire Hathaway, you may be eligible for an 8 percent discount on your insurance premium.
College graduates could be eligible for up to a 15 percent discount on certain coverages. Eligible policyholders must be age 25 or younger, single, have graduated from a four-year college or university, and attained a 3.0/B average or better. This discount is only available in Arkansas.
Vehicles equipped with Daytime Running Lights as standard equipment could earn you a 3 percent discount on certain coverages.
Did you know that GEICO offers a discount for completing a defensive driving course? To find out if you qualify, see the defensive driving information related to your state.
If a young driver in your family has completed a driver's education course, you may earn a discount on most coverages.
We offer an added benefit to United States military policyholders who are deployed as a result of a military emergency to Iraq or Afghanistan. Qualified policyholders could be eligible for a discount of up to 25 percent. For a pre-deployment checklist please see our military programs page.
Drivers who have been accident-free for five years may qualify for discounts of up to 26 percent on most coverages.
Drivers who are full time students could be eligible for up to a 15 percent discount on certain coverages. For most states, policyholders between the ages of 16 and 25, who are full-time students with a "B" average or better, are eligible for this discount.
Active duty military personnel stationed at a base in Louisiana could qualify for an additional military discount.
If you are on active duty, retired from the Military, or a member of the National Guard or Reserves, you may be eligible for a discount of up to 15 percent on your total insurance premium.
Motorcycle policyholders who live in North Carolina and have completed or instructed one of the following motorcycle safety courses could be eligible for a discount on certain coverages.
Insure more than one car with us and you could get a discount of up to 25 percent on most coverages.
If you belong to one of the 200+ groups affiliated with GEICO, you could receive an additional 8 percent discount on your total insurance premium.
If you or your spouse is a graduate student, a professional federal employee in an administrative or technical position, or a member of one of the professional groups affiliated with GEICO, you could be eligible for a discount of up to 27 percent. This discount is only available in Arizona, California and Wisconsin.
If you and your passengers always wear seat belts, you may receive a discount of 15 percent on the medical payments or personal injury protection portion of your premium.
Senior-level federal employees could qualify for an 8 percent discount on the total insurance premium.
GEICO policyholders who continue to do business with us, may be eligible for renewal discounts of up to 30 percent.
Private passenger vehicles may qualify for a 5 percent discount, if you participate in an employer sponsored Travelink Traffic Reduction ride-sharing program approved by the Delaware Department of Transportation.
If you've been an accident-free GEICO policyholder for five years, you may qualify for a surcharge waiver. That means even if you have an accident, your rates won't increase.
In certain states GEICO policyholders may qualify for lifetime guaranteed renewal. For more information on eligibility requirements please contact one of our counselors.
If your child is a student who is away at school and without a vehicle, you may qualify for a special rating on your policy.
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