You've purchased collision insurance to protect your new car in case of an accident and comprehensive insurance to protect against hazards such as fire, theft, or broken glass. But what happens when your air conditioning dies or your automatic windows won't close, just after your car is out of warranty?
GEICO's Mechanical Breakdown Insurance (MBI) is designed to protect you from these bumps along the road. After a $250 deductible on a covered loss, MBI covers repairs to all mechanical parts of the car - except for maintenance and wear and tear*. This coverage helps protect our MBI policyholders from being saddled with unanticipated and expensive repair bills.
MBI is specially designed to protect your new or leased car that is less than 15 months old and with less than 15,000 miles. Once you've purchased MBI, you can renew it for up to seven years or 100,000 miles (whichever comes first).
GEICO's MBI provides better protection and is less expensive than the typical dealer extended warranty. MBI coverage:
Already purchased your dealer's extended warranty? Most contracts give you a full refund if you cancel within 30 to 60 days.
It's easy to add MBI coverage to your policy. Do it online or give us a call.
Visit our frequently asked questions page to learn more about the benefits of MBI.
*Exclusions to this policy include regular maintenance services such as tune-ups, suspension alignment, wheel balancing, filters, lubrication, coolant and fluids, spark plugs, brake pads and linings, brake shoes, and tires. Also, breakdown repairs made necessary by intentional damage, corrosion, misuse, or improper maintenance are not covered. Mechanical Breakdown Insurance coverage is in excess of coverage provided by your manufacturer's warranty. Read the policy amendment for the complete terms and conditions of this coverage.
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